Dental

Microsoft now partners with Delta Dental of Washington (DDWA) to provide your dental coverage. Regular dental care helps prevent oral diseases and enhances your overall health and confidence. With Delta Dental of Washington, you and your eligible dependents receive industry-leading dental coverage for you and your eligible dependents with no per-paycheck premiums to support your dental wellbeing. 

Through MySmile, you can:

  • Search for in-network providers
  • View your claims and coverage details
  • Access helpful tools and resources to learn more about your dental benefits
Stay connected and take advantage of everything your dental plan has to offer

You are eligible to participate in the dental plan if you are a benefit-eligible corporate or retail employee on the Microsoft U.S. payroll. Full or Part-time Microsoft Retail Store Employees are eligible to participate in the dental plan if they are regularly scheduled to work 20 or more hours per week. Their coverage begins after they complete an eligibility waiting period of 30 calendar days.

 

Interns and visiting researchers are not eligible for dental insurance.

 

Eligible dependents

 

When you sign up for dental coverage, you can also enroll eligible dependents including your: 

  • Legally married spouse or domestic partner (same or opposite sex) 
  • Dependent children under age 26 
  • Incapacitated children age 26 and older 

 

No duplicate coverage

 

If both you and your spouse or domestic partner are employed by Microsoft and are eligible for benefit coverage, you are only allowed to be covered under one plan. You can either enroll as a dependent under your spouse or eligible domestic partner's plan or enroll in your own separate coverage, but not both. Your eligible children must be enrolled under only one employee's coverage. 

How to set up your Delta Dental Account and SSO

 

Create your MySmile account (required first):

 

 

Then set up Single Sign‑On (SSO):

 

  • Go to aka.ms/deltadental
  • You’ll be redirected to Delta Dental
  • Log in using the MySmile credentials you just created

 

After setup:

 

  • SSO will work automatically going forward—no password needed on future visits

 

Tip: The first time you register your MySmile account you will need to provide your name, address, and date of birth.

 

Note: You can only enroll in or make changes to your dental insurance election as a new hire, during the annual open enrollment period, or if you have a qualifying status change (like a marriage, divorce, or the birth of a child). To learn more, go to Qualified Status Change.

The Dental Plus plan provides full coverage of preventive care from in-network dentists. Preventive care does not count toward the annual maximum, which means you don’t need to skimp on your cleanings even if you need other dental work done. 

 

For other services, such as basic care, major care, or orthodontia, you pay a percentage of the cost (coinsurance) after your annual deductible and are responsible for dental expenses over the maximum amount. If you anticipate a major dental service, ask your dentist to request an estimate of your coverage from Delta Dental of Washington.

 

Manage your benefits with MySmile


Create a MySmile Account on the Delta Dental of Washington website to make the most of your dental coverage. With MySmile, you can:

 

  • View your benefits and coverage details
  • Access your Digital ID card anytime
  • Check your dental claims and history
  • And much more!

 

Type of care (in-network)

Dental Plus

Preventive Care (e.g. regular cleanings, exams)

100%

After deductible ($25 individual/$75 family)

Basic care (e.g., fillings, extractions, root canals)

85%

Major care (e.g., crowns, dentures, implants)

50%

Maximum benefit per year

$2,500 per person

Orthodontia

50%* 

*With a separate maximum lifetime benefit of $2,500 per person after a one-time $50 deductible

 

Delta Dental’s TotalHealth wellness program

This program allows members with certain medical conditions to receive additional cleanings to support oral and overall health.

 

You can register through this program through your MySmile portal. Once enrolled you may be eligible for up to four covered cleanings per year.

You can go here to learn more about this program and what conditions may be covered.

 

Quick tip!  You can pay for out-of-pocket dental expenses using your Flexible Spending Account (FSA). 

For a detailed list of what’s covered, as well as exclusions and limitations, refer to the Summary Plan Description.

You have the flexibility to see whichever dentist you like, but in-network dental providers have agreed to accept set network fees, which typically translate to lower out-of-pocket costs for you. If you choose to see a provider outside of the network, the dental plan will only pay up to the ‘allowable charge’ for each covered service. You’re responsible for paying anything above the allowable charge.

 

How to find a dentist in Delta Dental’s network 

 

Follow these steps to locate an in-network provider using Delta Dental’s Find a Dentist tool: Delta Dental of Washington Dentist Finder.

 

  • Select Your Network: Under Choose Your Network, select Delta Dental PPO Plus Premier.
  • Enter your location and search criteria: Enter your ZIP code or city and apply any filters (specialty, distance, etc.).
  • Review your results: Browse the list of providers and click on a name for more details.

 

Tips: 

 

  • Always confirm the provider is listed under Delta Dental PPO Plus Premier.
  • You can refine your search by specialty (general dentist, oral surgeon, pediatric dentist, etc.), provider name or clinic location, or distance for convenience. 

Contact Delta Dental of Washington (DDWA) at 833-642-8800 or email them at microsoft@deltadentalwa.com. The Microsoft plan number is 06250.

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